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Cyber Safety Quiz: 10 Questions to Stay Safe from Online Fraud

Online fraud is rising every year. These 10 questions could save you or your family real money.

New to this topic? Read the guide firstUPI Fraud in India: 12 Common Scams and How to Stay Safe Play as a timed quiz and earn coins

1"https" at the start of a web address means:

  1. The site is government-run
  2. The site is free
  3. The connection to the site is encrypted
  4. The site is always honest
Show answer
Answer: C. The connection to the site is encrypted. https encrypts the connection. Scam sites can use https too, so still check the address carefully.

2A message says you won a prize and must pay a small fee to claim it. This is most likely:

  1. A scam
  2. A real prize
  3. A tax refund
  4. A bank offer
Show answer
Answer: A. A scam. Real prizes never ask you to pay to receive them. This is a common fraud trick.

3To RECEIVE money on UPI, you need to enter your UPI PIN:

  1. Only for large amounts
  2. Only on weekends
  3. Always
  4. Never
Show answer
Answer: D. Never. You never need your PIN to receive money. A PIN is only for sending. Anyone saying otherwise is a scammer.

4On free public Wi-Fi, it is safest to:

  1. Do online banking
  2. Turn off your screen lock
  3. Share your passwords
  4. Avoid banking and payments, or use mobile data
Show answer
Answer: D. Avoid banking and payments, or use mobile data. Public networks can be watched by others. Use mobile data for money matters.

5Why should you install phone and app updates?

  1. They only change colours
  2. They slow your phone
  3. They fix security holes
  4. They are always optional ads
Show answer
Answer: C. They fix security holes. Updates often patch security weaknesses that criminals try to use.

6What is India's national cyber crime helpline number?

  1. 112
  2. 100
  3. 1930
  4. 1800
Show answer
Answer: C. 1930. Call 1930 quickly to report financial cyber fraud. Fast reporting improves the chance of stopping the money.

7Where can you report cyber crime online in India?

  1. Any social media page
  2. The scammer's website
  3. A random email
  4. cybercrime.gov.in
Show answer
Answer: D. cybercrime.gov.in. The National Cyber Crime Reporting Portal is cybercrime.gov.in.

8Someone from "bank support" asks you to install a screen-sharing app. You should:

  1. Refuse: they could see your PIN and OTP
  2. Install it quickly
  3. Give them your password
  4. Share your card details too
Show answer
Answer: A. Refuse: they could see your PIN and OTP. Screen-sharing apps let scammers watch everything on your phone. Banks do not ask for this.

9In "SIM swap" fraud, criminals:

  1. Upgrade you to 5G
  2. Give you a free SIM
  3. Get a new SIM with your number to receive your OTPs
  4. Fix your network
Show answer
Answer: C. Get a new SIM with your number to receive your OTPs. If your phone suddenly loses network for a long time, contact your operator and bank at once.

10The safest password habit is:

  1. Writing passwords on your phone cover
  2. One password for every account
  3. A different strong password for each account
  4. Using your birthday
Show answer
Answer: C. A different strong password for each account. Unique passwords stop one leak from opening all your accounts. A password manager helps.
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Sources: Indian Cyber Crime Coordination Centre (I4C), CERT-In and RBI awareness campaigns. Found a mistake? Use "Report a mistake" in the timed quiz.